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Loan Forgiveness

Public Service Loan Forgiveness 

The College Cost Reduction and Access Act (CCRAA) passed by Congress in 2007 creates a new loan forgiveness option for borrowers who hold full-time public service jobs, including prosecutors. If you used Federal Direct loans to pay for college and/or law school, as a full-time prosecutor you may be eligible for an alternate repayment plan that will reduce your monthly payments and extend your repayment schedule. If you remain in public service for ten years and make regular monthly payments during that time, you will be able to have 100% of the remaining balance of the loan canceled. For further information about the CCRAA, go to 


John R. Justice Student Loan Repayment Program Details 

The United States Congress funded the John R. Justice Student Loan Repayment Program in the 2010 Federal Fiscal Year. The program provides loan repayment assistance for local, state, and federal public defenders, and local and state prosecutors who commit to continued employment as public defenders and prosecutors for at least 3 years. The purpose of the program is to encourage qualified individuals to enter and continue their employment as prosecutors and public defenders. 

The Georgia Student Finance Commission (GSFC) is the state agency responsible for coordinating the John R. Justice Student Loan Repayment Program in Georgia. 

The application is available on the Georgia Student Finance Commission’s website: 

You may download the program regulations here.
Should you have questions, please call GSFC at 1-800-505-4732.